Money and use cards on the trip

In each country of your trip you can use main credit and debit cards. You can use ATM to withdrawal cash or pay at purchase point with card.

Currently these currencies exist in region:

Croatia use Euro from 1st January 2023
Bosnia and Herzegovina use own currency called Marka
Montenegro use Euro
Serbia use own currency called Dinar
Albania use own currency called Lek
North Macedonia use own currency called Denar
Bulgaria start to use Euro from 1st January 2026
Romania use own currency called Leu

On today, September 13, 2026, here are the exchange rates of currencies for the above countries (for 1 Euro):

Country	Currency name	Currency code	Exchange rate
Albania	Lek	ALL	91.86
Bosnia and Herzegovina	Marka	BAM	1.95
Macedonia	Denar	MKD	61.5
Serbia	Dinar	RSD	117.28

Money exchange

The exchange rates depend on source and target currency. The most common currency in region is euro, so usually banks provide special rate for exchange from Euro to local currency. Generally, the exchange fee in such case is 1%.

For the most of currencies, you can't get local currency outside of mother's country, so you will probably need to exchange once you arrive. Please consult with your tour leader for details.

The easiest currency for exchange is Euro. But you won't have many troubles exchanging any other major currency. The exchange office clerk will ask for your passport and give you a confirmation to sign. You can expect some level of english in banks and exchange offices.

Please remember, any leftover currency better to exchange before you leave the country because you will not be able to do that once you're home.

ATM's, Credit/Debit Cards and similar

Most of the shops and restaurants accept credit/debit cards. There are some small shops, as well as street markets, that don't accept cards at all. So it might be a good idea to have some cash with you, both Euro and local currency. Keep local currency under 50 euro equivalent, that would be enough to pay for some souvenirs, a taxi, or food. Also, if needed, banks are usually Western Union partners.

Last reviewed: 20 May 2026

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Safe Travels

The Safe Travels stamp allows travelers to recognize destination companies around the world that have implemented health and hygiene protocols that are aligned with WTTC's Global Safe Travels Protocols.

Monterrasol Travel Small group tours has implemented health and hygiene protocols. Monterrasol Travel is the Safe Travels company.